Beijing Business News (reporter Liu Shuangxia) by regulatory influence, the monthly turnover of the online lending industry dropped for two consecutive months.
At present, the stock scale of the net loan industry is still lacking official authoritative data. Different data sources have different values, but data from multiple data sources show changes in trade volume. According to the data released by Zero One Finance on October 9, the cumulative trading volume of the p2p network loan industry was about 5.39 trillion yuan by the end of September 2017, of which the trading volume in September was 237.9 billion yuan, an increase of 25.9%, a decrease of 5.6%, and the monthly trading volume has been declining for two consecutive months. In August, the scale of trade transactions was about 252 billion 100 million yuan, the first decline in the past six months, a decrease of about 0.08%.
According to the data of Internet Loan House, the turnover of p2p network loan industry in September was 235.141 billion yuan, down 5.78% compared with the previous month. This may be due to the limited growth of scale in some areas, and the turnover has decreased significantly. By the end of September 2017, the cumulative turnover of the p2p lending industry reached 5562.895 billion yuan, and the cumulative turnover of the same period last year was 2776.472 billion yuan, up 100.36%.
In the view of analysts, net loan month turnover is related to the regulation limit. In the middle of August this year, the "no increase" notice was issued. It is understood that the Office of the Leading Group on Internet Financial Risk Special Rectification issued the Notice on Implementing the Requirements for the Next Stage of Rectification and Rectification, which for the first time made it clear that "the scale of business can not grow, the stock of irregular business must be reduced, and no longer add irregular business"; a number of platforms in Shanghai and Guangzhou have received oral communications. We must restrict the expansion of platform business.
After the regulation of "restricting or even requiring no growth in business scale", industry insiders generally expect that market size will not increase significantly during the industry restructuring period, which will be a fatal blow to many platforms. At present, the net loan platform is not profitable. If we do not expand the scale, many platforms are unbearable.
From the provincial and provincial network loan platform transaction situation, many provinces in September volume decline. Net lending home data show that 10 of the 30 provinces and municipalities included in the statistics showed an increase in net lending volume in September. Trading volume ranked the top three in China is Beijing, Guangdong, Shanghai, September turnover of 65.263 billion yuan, 56.527 billion yuan, 46.575 billion yuan. In September, Shanghai continued its recent downward trend, down 12.65%, Beijing up 1.54% and Guangdong down 5.85%. Following the north of Zhejiang, the volume of trading in September decreased by 5.53%, and the turnover was 38 billion 206 million yuan. In September, the volume of transactions declined mainly in 20 areas, including Shandong, Jiangsu, Shanghai and Anhui, with a large drop of more than 10% in Shaanxi, Gansu, Shandong, Jiangsu, Shanghai and Anhui. Among them, the volume of transactions in Gansu was 396 million yuan and that in Shanxi was 131 million yuan.
The Zero One Financial Report also pointed out that the notices issued by the Mutual Fund Risk Rectification Office made it clear for the first time that "business scale can not be increased, stock violations must be reduced, and no new irregularities should be added". Considering that more than 90% of the existing stock platforms have not yet met the requirements for rectification, it is expected that the scale of online lending transactions will continue to decline. The loan balance will be delayed for several months. As for the volume of online lending transactions in October, Zero One Financial Report pointed out that taking into account the National Day holidays and local quotas and other factors, it is expected that the scale of transactions in October will continue to decline.
In an interview with Beijing Business Daily, Yu Baicheng, Dean of the Academy of Online Loan Family, said that the rapid growth of the industry has come to an end, especially after the introduction of the policy of restricting the size of the industry, the volume of trade in the next few months may decline slightly.
Along with the tightening supervision of Internet lending, not only the monthly turnover of the industry declined, but also the number of normal operating platforms declined. Zero-one financial data show that by the end of September, the normal operation of the p2p lending industry platforms dropped to 1 544, the same month 70 problem platforms, the main type of problems are website closure and difficulty to find. Beijing Business Daily Renowned local chefs create finely crafted beef and Lamb recipes with diverse delicacies for cooking lovers to enjoy the blend of flavors. Visit our website for more information regarding and lamb recipes. reporter noted that in the past month, the state-owned background platform, access to the bank depository platform has been exploding, causing heated discussion in the market, some platforms have been filed. For example, the copd exacerbation Beijing platform loan network was seized by the Beijing public Security Bureau Chaoyang Branch Economic Crime Investigation Team; China Kai Tuofu (Beijing) Financial Information Services Co., Ltd. (Cool Ying Network) by Beijing police suspected of engaging in illegal fund-raising activities.
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